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First edition · Q3 2026

The Texas
DSCR Index.

Quarterly metro-level data on rent-to-PITIA ratios, investor activity, Non-QM origination volume, and DSCR loan availability across the four major Texas metros — DFW, Houston, Austin, San Antonio.

Powered by ICE Mortgage origination data, CoreLogic property records, and ATTOM investor-activity datasets. Cross-referenced with our own DSCR loan application book.

First edition releases
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Sample preview

What the data will look like.

Quarterly chart formats we’ll publish, with the actual values blacked out until the Q3 2026 release.

Median DSCR — TX (quarterly)
Sample format
2022 — 2026
Live data Q3 2026
Q1 ’22Q2 ’23Q3 ’24Q4 ’25Q3 ’26
Investor share by metro
Sample format
  • DFW —%
  • Houston —%
  • Austin —%
  • San Antonio —%
Coverage

What the Q3 2026
edition will cover.

Rent-to-PITIA by ZIP

Median DSCR ratio at current rates across every ZIP in the four major Texas metros. The map nobody else publishes.

Investor purchase share

What % of recent transactions in each metro are investor purchases — and how that compares to owner-occupant activity.

Non-QM origination volume

DSCR, bank-statement, ITIN, P&L, and 1099 product mix in Texas vs. national benchmarks.

Cash-flow yield by metro

Gross and net cash-flow yield on median-priced rentals — DFW vs. Houston vs. Austin vs. SA.

Lender rate spreads

Average DSCR rate spreads over conventional, by LTV tier and DSCR strength.

Foreclosure & distress signals

Distress-rate indicators by metro that affect investor underwriting and acquisition strategy.

Metro snapshots — coming with the index.

Published by GetMyDSCR, operated by Q Mortgage LLC (NMLS 2567464). Methodology & data sourcing will be disclosed in the Q3 2026 publication. For media inquiries: press kit.